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During business news on a local television channel, I saw and heard you saying that the two purposes of life insurance are protection as well as savings and investment. What investment products or schemes exist in our insurance industry and how does
A unit linked insurance plan serves dual benefit of insurance as well as investment...Unit linked insurance plans are considered a total financial package due to their distinct features from other forms of life insurance products...It provides
Life insurers will now have to inform unit linked insurance plan (Ulip) customers of the reduction in yield on a monthly basis. Reduction in yield the difference between gross and net yields (expressed in %) refers to the lowering of investment
According to sources, the lapsation or surrender rate for market linked plans has been as high at 35-40% in the past few months. In a bid to counter this, the watchdog has mooted some measures that could help make these plans transparent and more
October 17, 2012 SBI Life Insurance will soon launch a host of plans across savings, protection and pension platforms. The products have been filed with the Insurance Regulatory and Development Authority for approval, the company says in a statement.
Among other things, the latest draft outlines the basic structure of index linked insurance products (Ilips), a new category that is set to hit the life insurance market soon. So far, the life insurance industry was offering traditional plans and
In the short term, we may not find much upside in the market, but on a long-term basis, we do feel the market should improve. In a chat with ET Now's Nikunj Dalmia, DK Mehrotra , Chairman of LIC, shares his views on the insurance industry and why he
Policyholders who stocked up heavily on Ulips before 2008 are in a bind. Handsome returns that Ulip salespeople offered have proved to be a mirage. Nupur Anand shows how to wriggle out of the crisis Every investor, regardless of the hue, dreams about
Standard Life Insurance Company Ltd has sold around 4,000 Smart Woman policies targeted at women since its launch last month, said a senior official...The company is targeting the urban woman for this product, he said.
Sales of single premium policies are falling as insurance companies are looking to cut down on such policies, which were dubbed risky by the sector regulator, and increase focus on regular premium policies. According to data by the Insurance