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For some reason many landlords like it when expenses are higher than income, despite it being a business Paying tax gives us all benefits such as police. Photo / APN Q: We are a couple in our early 30s who own a rental house and live in a rental too.
Those approaching retirement can still get a mortgage to buy a first home, though it may not be a mansion. A small house or unit can give you more security in retirement. Photo / Getty Images Q: Due to the idiocy of youth, when I emigrated to New
A young man intending to travel overseas wonders if he should buy a house or invest his nestegg elsewhere There are risks to owning residential property back in New Zealand while spreading your wings on your OE...I am a 25-year-old male who has just
The Financial Service Council is advocating for part of KiwiSaver to be put into a compulsory annuity An annuity is like insurance against outliving your savings. Photo / Thinkstock Q: A few weeks ago, your column discussed some of the changes the
It's really easy to spread your risk by using a diversified share fund. Photo / Russell Smith It is a safe bet that taking out a loan for investments can make a good deal better and a bad one worse Q: I cannot agree with your comparison two weeks ago
My mother is somehow convinced that paying off my mortgage in fortnightly repayments is better than monthly ones...There are two ways: Work out your total annual mortgage payments...Cut your monthly payments in half and pay that amount fortnightly.
I'd appreciate some quick advice about what to do with a $4500 "windfall". My house mortgage is down to $10,000 and the interest is $23 a fortnight. Should I put the windfall on my mortgage or add it to my savings (at 4 per cent)?...When you pay it
Investments have grown through well-researched portfolio as engaged couple works on being mortgage-free Q: I wanted to add to the thread regarding amateur investors. As a young couple we have recently taken up a keen interest in share investing...
Property investors may be in more danger of a nasty fall than they realise Q: I have been reading the discussion about weighing up property versus shares over the past few months in your Herald column. The tax "system" is certainly geared towards
The first-home subsidy, for those earning less than $100,000 a year, is also being used more: the Government paid $15.7 million to 4488 people in the year to May, up from $9.5 million in the previous 12 months. Last year, the full $5000 grant was