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Retirement industry policy expert Michael Littlewood believes more research is needed to help people work it out. Surely more information can only be a good thing in this situation...Too much One reader of Mary Holm's column suggests a couple will
It's easy to investigate online the details of funds , including fees, services, past returns and investments Investors who decide to jump in and learn more about their KiwiSaver accounts may find the water surprisingly agreeable. Photo / Getty
A coat of paint is one of the easiest ways to increase the value of your house...I am a single mum of three teenagers and we live in a small three-bedroom house in a good street and nice suburb...So I had plans drawn up with the expectation that the
For some reason many landlords like it when expenses are higher than income, despite it being a business Paying tax gives us all benefits such as police. Photo / APN Q: We are a couple in our early 30s who own a rental house and live in a rental too.
Those approaching retirement can still get a mortgage to buy a first home, though it may not be a mansion. A small house or unit can give you more security in retirement. Photo / Getty Images Q: Due to the idiocy of youth, when I emigrated to New
A young man intending to travel overseas wonders if he should buy a house or invest his nestegg elsewhere There are risks to owning residential property back in New Zealand while spreading your wings on your OE...I am a 25-year-old male who has just
The Financial Service Council is advocating for part of KiwiSaver to be put into a compulsory annuity An annuity is like insurance against outliving your savings. Photo / Thinkstock Q: A few weeks ago, your column discussed some of the changes the
It's really easy to spread your risk by using a diversified share fund. Photo / Russell Smith It is a safe bet that taking out a loan for investments can make a good deal better and a bad one worse Q: I cannot agree with your comparison two weeks ago
My mother is somehow convinced that paying off my mortgage in fortnightly repayments is better than monthly ones...There are two ways: Work out your total annual mortgage payments...Cut your monthly payments in half and pay that amount fortnightly.
I'd appreciate some quick advice about what to do with a $4500 "windfall". My house mortgage is down to $10,000 and the interest is $23 a fortnight. Should I put the windfall on my mortgage or add it to my savings (at 4 per cent)?...When you pay it