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Who can blame them when it seems like your score is the end-all and be-all to getting approved? Here's the thing, though: Credit scores are really nothing more than a naturally occurring byproduct of the financial lives we live. Sure, you may be able
National Credit Regulator (NCR) CEO Nomsa Motshegare said on Wednesday that consumers must not recklessly spend their year-end bonuses amid spiralling debt levels. South Africans are drowning in debt and need to be cautious about their spending over
I met Paul at a community event and when he heard that I work for a nonprofit agency that assists people with financial struggles, he wanted help immediately. Paul saw one of our financial counselors, who told him he needed to make some significant
In tough economic times, it is especially important for people to understand and take control of their finances. For those suffering from poor credit, one of the first steps to improving it is to know how to read a credit report .
Amid this year's deluge of holiday spending surveys by companies trying to grab some attention, several other recent polls and studies are addressing arguably more important issues, such as financial bullying, money spent on financial literacy and
The RBI may allow up to 74 per cent foreign direct investment in credit information companies. "The Reserve Bank may consider allowing higher FDI (foreign direct investment) limits to entities which have an established track record of running a
More lenders are expected to sign up. "I think it's fantastic," says Ted Sarenski, a certified public accountant and financial planner at Blue Ocean Strategic Capital. "People should be watching that score and asking how they could improve it."
Hola Arkansas Staff Little Rock, AR Consumers with bad credit may face higher interest rates on loans or other negative impacts as a result of their low credit scores, leading them to seek ways to improve their credit. Though there is really no quick
Brazil With a stable job as a home health worker, Maria Conceicao decided it was time to live a little. So when a local retailer offered her the chance to buy some appliances on credit, she pounced. Using installment plans, she snagged a new stove, a
A student works on a laptop in the grass, surrounded by books. Stockphoto Video David Chilton Video A survey for a bankruptcy trustees company done earlier this year reported that a quarter of Canadians didn't expect to pay off their credit card