While a home owner who offices out of his home thinks he is fully covered through his homeowners policy, he is not. The typical homeowners policy is not specifically designed to cover a business exposure in the home. Home-Based Business Policy provides the needed lost income and additional expense coverage. Or if a business laptop is stolen while traveling, home-based business insurance covers the replacement. In both situations, the homeowner policy lacks the proper coverage.
Some other coverage features include professional liability protection (for some home-based businesses), off premise coverage; loss of business income; liability coverage up to $1,000,000; equipment breakdown; the ability to satisfy most trade show and event liability requirements; and optional coverage for money and securities.
Based in Houston, Texas, Pasadena Insurance Agency, Inc. Trusted Choice® independent insurance agency offering property & casualty insurance, life & health insurance and consultative risk management services to individuals and small- to medium-sized businesses...For more information on the Home-Based Business Insurance features and eligibility or other types of insurance, go to http://www.pasins.com or call 713-869-6991.
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