If a potential reason for cancelling is not listed, they should then consider upgrading the travel insurance policy to include cancel for any reason.
Too Much Evacuation Coverage
Most travelers are unaware of how much medical evacuation coverage is needed while traveling. Squaremouth recommends choosing the amount of medical evacuation insurance based on the destination. For example, $100,000 in evacuation coverage should be enough protection for visiting Europe, however, travelers visiting Asia or Africa may want to consider a travel insurance policy with at least $250,000 in evacuation coverage.
“Some travel insurance policies offer several million dollars of evacuation coverage, however, it is rare for an evacuation to cost more than $100,000,” advises Chris Harvey, CEO of Squaremouth. “Don’t spend more for a travel insurance policy thinking multi-million dollar coverage is necessary.”
Buying From the Travel Supplier
Buying travel insurance from your airline, cruise line or tour company could result in purchasing a travel insurance policy for a higher premium with lower benefits. This is a common mistake many travelers make and can be the result of the lack of travel insurance options provided by the travel supplier. Squaremouth recommends searching for travel insurance on a comparison engine. This will provide more options with better travel insurance policies for less money.
Rental Car Coverage
Since many car insurance companies and credit card providers offer protection while driving a rental car, most travelers do not need to buy travel insurance to cover a rental car. Car insurance companies, including State Farm, Allstate and Progressive offer protection, however, not all policies will cover “loss of use” fees if the rental car requires repairs. Most American Express, MasterCard and Visa cards provide a collision damage waiver, but travelers must purchase the rental car on the card for coverage to be available.
If travelers do not have the option to receive coverage from their car insurance or credit card provider, and do not have the need for a comprehensive travel insurance policy, rental car protection is available from Travel Guard or American Express...Squaremouth has web sites in the US and UK, and an extensive network of partner sites worldwide. The company is headquartered in St Pete Beach, FL., with offices in Fort Wayne, IN. Visit Squaremouth.com or Squaremouth.co.uk.
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