Allvoices Community Contributor Health Plan

No deductibles. No co-pay. Guaranteed acceptance.

As a sign of appreciation to our vast contributor community, Allvoices is now offering access to health care plans to our most tenacious writers that meet the eligibility criteria. Allvoices has secured two health plan options to choose from, to be administered by an independent third party benefit provider. Due to the significant size of Allvoices’ registered user base, we were able to secure plan rates that are significantly less than what an individual could procure on their own.

This is a limited benefit medical plan that provides fixed benefits when you incur certain medical expenses, such as doctor visits, prescription drugs, preventive care, and diagnostics.

Program participation benefits include:

• Access to one of the largest PPO networks in the country. The plan utilized the Beech Street network of providers.
• No co-pay or deductible. You are covered from your first doctor visit.
• Lower costs for prescriptions.
• No network restrictions. The plan pays benefits regardless of the physician —meaning you are free to see any doctor you choose. However, you can save significantly on your health care costs if you choose to see a doctor in the Beech Street network.
• Nurse Hotline. 24/7 availability for health related questions

Allvoices eligibility requirements:

• Must be an Allvoices contributor participating in our Incentive Program and have a minimum score of 80
• Maintain an activity level of 15 new articles per month. Each article must be at least 300 words in length and free of any copyright violations.
• U.S. residents only at this time.

Enrollment:

Allvoices will notify eligible contributors at the beginning of each month via e-mail. Included will be a description of the health plan options and an enrollment form. The user will have 90 days upon receipt to enroll. If an eligible contributor chooses to enroll, then he/she must complete the enrollment form and return it to our third party independent benefit provider.

Flex Shield Enrollment Overview and Packet will be available online soon.

*Coverage begins July 1st, 2010. Enrollment begins June 20th, 2010.

If you have any questions about the Health Benefit Plan that are not answered here, email us at healthplan@allvoices.com