Every bill collector in the world is calling wanting money that I don't have. I am barely doing good to feed the family and keep lights on. I have been turned over to collections, like that is supposed to make me wave some magic wand and money is just supposed to appear. I get it, they are trying to scare me. I have news for them, the only person I fear is God when I don't do right. The Lord tells me to fear not, he will see to my needs and that's just what I am doing, so the bill collectors can just back off.