Raise the retirement age? Another heartless idea from the right (Opinion)
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Raise the retirement age? Another heartless idea from the right (Opinion)

Chicago : IL : USA | Jan 07, 2013 at 6:06 AM PST
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My father worked for more than 30 years in an iron foundry. During my summer breaks in both high school and college, he “arranged” for me to work in the foundry alongside him. We used to take our 20-minute lunch breaks outside in the 90-degree heat to "cool off" from the 140 degrees we had to endure inside the factory. It was the hardest work I have ever experienced.

Dad made damned sure that I got that experience, though. After work, we would sit in the kitchen and he would show me his hands. They looked like a bad road map, covered with pock marks, blisters, scars and calluses. These sores seemed to mark the many years he had had to wrestle with the foundry’s heavy tools and equipment while simultaneously trying to avoid all that molten iron. He’d then say: “Now, you see, son, if you don’t stay in school, this is what your hands will look like when you come home from work.”

I got the message "up close and personal,” as they say.

Dad was also an avid fisherman. Almost every weekend, we would go up to the St. Joe River in Michigan, make camp, rent a boat, and fish that river for the best tasting “channel” and “bullhead” catfish anywhere on earth. The catfish would come in from five to 10 pounds and would sometimes be three or even four feet long. And then there was the occasional walleyed pike or coho salmon.

When he turned 62, my mother and I tried hard to convince Dad to retire. He was then eligible for Social Security, we told him. All of his kids, including me, were “grown and gone.” The house was paid for, and he had nothing left to “prove” to anyone. He didn’t owe that horrible factory any more of his soul or body. So, why not say goodbye to that damned foundry, kick back and enjoy life?

“Naw,” he always responded. “Look, if I quit now, I’ll only get $900 a month Social Security. If I wait another three years, I get $1,200.”

So, he ignored our arguments and advice. He worked those next three years. Even though he was one of the senior men in the foundry, he was still required to do some of the hardest, hottest work, often right next to the blast furnace. My father was a tall, “strapping” black man. Yet, we began to notice a slight stoop in his stance, and his gait was just a bit slower during those three years. He would get so filthy and dirty at work that mother used to make him take his work clothes off before she would let him into the house.

Just before he turned 65, he went out and gleefully bought his “dream” fishing boat, complete with a galley. No more rentals for him! He bought all brand new fishing equipment, including poles and reels and rods designed specifically for catching catfish. Then on his 65th birthday, he retired.

Thirty days later, during a routine physical exam, he was diagnosed with advanced prostate cancer. The disease quickly metastasized throughout his entire body, rendering him into a mere shell of his former self. We buried him six months later. He had never put that boat in the water.

Republicans and conservatives have successfully managed to gradually raise the age of retirement to 67. Now they are shooting for 70.They argue that people are simply living longer these days because of better health care, diet, etc. Plus, they contend, there are very few manufacturing jobs left in the US (thanks to them). So, what’s the big deal about waiting a couple of (or a few more) years to live off a government “entitlement”?

Well, I suppose that would make sense for someone who works in an air-conditioned office, or for whom the heaviest thing they pick up is a pen or a pencil. But what about waitresses and waiters, on their feet all day or all night, carrying heavy platters of hot food and liquids? What about construction workers? Mechanics? Truck drivers? Carpenters? Electricians? And, of course, farm laborers? Do we really want 69-year-olds climbing 100-foot tall utility poles to fix or replace a burned-out or exploded transformer?

Lloyd Blankfein, CEO of Goldman Sachs, recently told CBS:

“Social Security wasn’t devised to be a system that supported you for a 30-year retirement after a 25-year career. … So there will be things that, you know, the retirement age has to be changed. Maybe some of the benefits have to be affected, maybe some of the inflation adjustments have to be revised. But in general, entitlements have to be slowed down and contained.”

Yeah, right, Mr. Blankfein! Without going into this false notion that Social Security retirement benefits are a form of “entitlement” for people who have worked their entire lives, it must be noted that Blankfein was paid $16.1 million in 2011. He paid Social Security taxes on only the first $110,000 of that “salary.” That’s less than one percent of his total income. If the $110,000 cap were lifted on all income for all earners, no cuts or “adjustments” in Social Security would be required for 75 years. Funny how these guys never talk about that as a means of “fixing” or “reforming” the program.

For people who work at jobs they love and which require no strenuous physical feats, and who have “naturally” longer life expectancies, it’s reasonable to work well into your 70s, even 80s.

But for those who don’t necessarily love their jobs, jobs which kill them a little bit every day, and for whom working until they drop is not a desirable goal, early retirement with full benefits is “only natural.”

A friend asked me recently how I was enjoying retirement. I told her, “I should have done this 20 years ago.”

References:

http://www.washingtonpost.com/blogs/wonkblog/wp/2013/01/04/the-jobs-report-in-six-charts-4/

http://money.usnews.com/money/blogs/the-best-life/2012/11/13/the-big-downside-of-raising-the-retirement-age

http://www.dailykos.com/story/2012/12/02/1165438/-No-raising-the-Social-Security-retirement-age-is-not-a-good-idea

http://www.ssa.gov/pressoffice/IncRetAge.html

http://www.fair.org/blog/2012/09/07/dont-call-it-raising-the-retirement-age-because-thats-not-what-theyre-doing/

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Goldman Sachs Lloyd Blankfein (Photo:  CBS News/Washington Post)
Goldman Sachs" Lloyd Blankfein paid less than 1 percent of $16.1 million in Social Security taxes.%C2%A0 But he wants to raise your retirement age.
Herbert Dyer, Jr. is based in Chicago, Illinois, United States of America, and is an Anchor for Allvoices.
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Posted By TomCleveland TomCleveland | 5 months ago
Herb, thanks for the personal article, and I am already salivating for Walleyed Pike - it's been a while since I was up in your territory. My Father loved to fish, as well, the only way to reduce the stress of his small client CPA practice - I, too, worked like a dog learning his craft, but went my own way - it was a "killer" profession, too, maybe not the physical test your Dad endured, but from 58 to 61, my Dad had 3 heart attacks, the last one taking him down for good. His boat was rarely used during those years, too. We lived a modest life - no big bonuses in our world. He never received his SS, but at least my Mother did - she lived to 77, but died from cancer. Stories like these do not move Republicans. It is always a simple capital versus labor argument for them - Blankfein should be in jail for what he has done to the world economy, but payoffs were made in "quiet rooms" to prevent that justice from happening. I, too, believe that a few tweaks to limits will cure all problems - at least Blankfein had to pay 1.25% on salary and bonuses (no limit there) to fund Medicare, but I suspect that he was paid in stock in some way to get around that justice also. And so the beat goes on -- the rich get richer at our expense, and then blame us for all the ills of society -- such hypocrisy! Keep writing to expose these clowns for what they are, and thanks again for the personal touch - it was moving - I felt the heat from here!
Posted By herbinchi Herbert Dyer, Jr. | 5 months ago
Thanks, Tom!

Always appreciated...but, see, we gotta somehow change this constant "beat." It can be done. It has been done in other places, times, societies. Peacefully, but forcefully. I used to hear my dad ask no one in particular, "Do I have to go through all of this just to live? To survive?"

Thanks again.

HD
Posted By DavaCastillo Dava Castillo | 5 months ago
Thank you Herbert for your heartfelt account of your Dad.

Women live longer than men, but we can retire sooner, and our work is generally not as physically demanding as your Dads. I have pondered this inconsistency many times. My point now is there could be a method to tier social security retirements based on level of physical demand. I realize, however, that mental fatigue can be as demanding in some professions.

We need to get the psychologists involved in developing some sort of method for tiered retirement based on the type of work. If might even be determined that some jobs, similar to your Dads, would give retirement at 60, while some other jobs could be 65 or 67. 70 as a blanket age for retirement is non-discriminate.

When retirement is discussed there needs to be professional medical people involved who can advise, not politicians of either party arbitrarily putting ages out there when they have no idea of the consequences.
Reply By herbinchi Herbert Dyer, Jr. | 5 months ago
Thanks Dava,

All good and interesting ideas. How about this one, though? Why do Blankfein and the super-rich even qualify for SS benefits? So a "means tests" might also be in order, you think?

HD
Posted By Punditty Punditty | 5 months ago
Herb,

Thanks for bringing a personal face to an issue that can sometimes seem abstract. I agree with you about raising the threshold for Social Security taxes. There was some talk early on in the Gary Johnson campaign about uncapping FICA as you suggest, but he never officially spoke up for that position. To me, uncapping FICA is as populist as it gets. Doing so might even lead to a reduction in income taxes since there would be no loopholes for avoiding FICA taxes on, say, the first $10 million in income.
Posted By TomCleveland TomCleveland | 5 months ago
I am all ears for raising the FICA limit, but while the rich are in charge, they will resist this proposal at all costs like it was a plague on the nation. The real joke/shame/what-have-you of the last campaign was "Lyin' Ryan" taking his Mother with him through Florida and then spouting that she would never have to worry about her Social Security payments.... duhhhh??? Her son's net worth is reputed to be in excess of $5 million, so, no, she never has to worry, but the rest of us do!!! The more we and others write, the more we expose these charlatans for the greedy, selfish bastards that they all are... The Age of Aquarius was supposed to be about love, compassion, and generosity, but "retro" politicians will have none of that... Justice will out, as my parents always said, but you may not be around to see it! Keep on truckin'!
Posted By robertweller Robert Weller | 5 months ago
I worked 40 years before going on a social security disability. Believe me I paid a bundle into social security. There were some years I made so much money I stopped having to pay FICA in October. I don't think they do it now. There is no way I will ever recover all the money I paid in. Fortunately I earned a pension also. But many people rely entirely on Social Security. And of course, making people work one year longer will screw up the job market. It needs people to retire to open up jobs for the young.
Posted By VeronicaS VeronicaS | 5 months ago
HD, you know ah love the passion you pour into your articles. Where I was born we don't have SS, so my dad worked hard with nothing to look forward to. Where I'm, from, the poor work to the bone until they die. It's simply the way things are done in the so-called "third world."

People like Goldman Sachs CEO who got rewarded with billion dollar bail outs for fraudulent practices that almost literally pushed us and the rest of the globe over the cliff--has the nerve to talk lifting the retirement age. He should be wearing an orange jump suit right about now.

The stunning inhumanity in some of this rich white collar criminals is galling.
Reply By herbinchi Herbert Dyer, Jr. | 5 months ago
Thanks Veronica,

You know, the US had no "social security" retirement program before 1935, either. It took a lot of marching, protesting, and striking before FDR could get the 1935 Social Security Act through congress. The Republicans were against it (and the entire "New Deal") then, and they've been trying to roll it all back ever since. Looks like, slowly, gradually, one step, one program at a time, they are succeeding.

Thanks again,

HD
Posted By claudiabarlow claudiabarlow | 5 months ago
I had to retire at 65, but not because I wanted to. I broke my foot and had to stop working; according to the government, age 65 is when you have to use up your retirement fund whether or not you want to retire. I had to retire. I am now the age at which I wanted to retire, and I would probably get more income than I do. I am not bitter, but I want people to know that the government it not nice to old people.
Posted By dhreff dhreff | 5 months ago
Herbert, the proposal is the devil in republicans. The devil sips sips every ounce of strength of the American worker until he/she becomes useless upon reaching the proposed retirement age. I see no quality of life in retirement with that age. Good, you already have retired before such heartless age of retirement now brewing.
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