The phone rang, Marc picked it up. It was his good friend Rodney. “Need some help mate.” He heard. “Wassup?” asked Marc. “Can you provide me some money mate?” Rodney’s voice sounded tired. Marc knew Rodney was in trouble. With great pride he had sent his son off to University. The first in the family to reach that far… Rodney was proud of his son who proved to be a star football athlete and doing great grades in class. He was due to graduate this fall and Rodney couldn’t wait to get him a good job. Things would be a lot better them. For now things were real bad. Rodney had lost his job waiting tables at the Casino. That was last year. Thanks to the damn recession, jobs were hard to come by, Rodney got along by frying burgers for different burger joints, but the money was never enough.
“How much mate?” “600 dollars” he heard. Marc took a deep breath. Rodney sensed the reluctance. “I’ll pay you back mate, I promise. I’ve always paid you back haven’t I?” his voice seemed to beg. “It’s not that I don’t trust you Rod” said Marc. “I just haven’t got that much money right now. Can you wait till next week – I’ll I get my Payday cheque next Tuesday.” “Na! Can’t wait Marc. Need the money now. My son’s class is doing a trip to New Zealand for some field learning and they leave tomorrow morning.”
Marc loved Rodney’s son like he was his own. What could he do? Wait a sec, he had heard somewhere of someone giving payday loans. It was in the newspaper wasn’t it? Now where was that paper?
There, it was. The article said payday loans are small loans from £100 and £1500, and they are given for a short period of up to 15 days. The interest rates are affordable.
What else did these lenders ask for? Marc kept reading. You have to be 18 years of age, or older. Marc was 36. You have to have a permanent residential address in Australia. Marc’s his ancestors have lived in this country since the late 1800’s. His father and Rodney’s father had settled in this neighborhood since they were kids. They had their own homes, thank God for that. The next thing these lenders wanted was a valid bank account to transfer the funds.
He called Rodney. “I think I can get someone to help you mate, can you wait till this evening, and these guys may lend me the money by them?’ “Sure thing Marc, Rodney sounded relieved…and… Thanks Marc” he said, before he put down the phone.
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