Credit Crunch? What a load of codswallop

Really - is this so called credit crunch having an adverse affect on you and yours? I think it's codswallop. Well - the only people it is having an adverse affect on are the cash fat housing developers and the Government who are obviously benefiting from it.

Are we not all earning the same money as we were before? Who put the fear into society?

I got my hair cut yesterday - hairdressers love to talk - well, my hairdresser talked on and on and on about the credit crunch and I have to agree with her - it's all nonsense! Her salon is a busy with people like me trying to look good - the beauticians across the road - well -I couldn't even get an appointment for an eyebrow wax!

People are still earning the same money - people still have the same standard of living. If cash rich property developers stopped being so greedy by increasing house prices, more homes would be sold, there would be less social issues, people would be contributing more into society, mortgage lenders would be in a healthier position, estate agents would not have to shut down and advertising local homes in local press would not slump.

Can we all get real here? OK - you may be watching how much you spend on your credit card - but let's face it - you shouldn't even have one - if you don't have the cash it means you can't afford it!! Don't buy it!! As for the rest of us who earn our cash fair and square and manage our finances without delving into some ridiculous high interest deal we can continue living as we have always done. As I say, Credit Crunch? What a load of codswallop!!