The Burden of Financial Issues

The Burden of Financial Issues

Los Angeles : CA : USA | May 04, 2012 at 9:11 AM PDT
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Money, it’s always on our minds, especially now that world markets have plunged in the last few weeks. People all over the globe are very concerned as they watch their investments and retirement accounts lose 10, 20, 30% or more. If you’re like us, you’re looking for ways to cut expenses and save money. With a handful of phone calls you can cut your phone bill just by asking for a better deal, switched to a cheaper garbage service and will get three months at no cost, cut back on eating out to save, and took other money saving steps as well. If you’re a smoker, you can save a lot by switching to v2 promo because with its long lasting usage, it’s much cheaper compared to using traditional cigarettes.

When you look deep into your life, you’ll probably find lots of ways to save money. As a smoker, you have a small gold mine, literally at your fingertips. Cigarettes are costing you a small fortune! If you quit, the amount of money you save will probably shock and amaze you, and may even make you mad and depressed too! Best of all, it should excite and inspire you to quit smoking. The amount of money you save from using electronic safety smoking device can still be used for some other important purposes. If you’ve never taken the time to examine just how much your smoking habit is costing you, then you are in for a shock because there’s more to it than meets the eye.

Let’s think a little deeper about associated costs. You’ve got to get your cigarettes at a store. Sometimes you make a special run to the store just to get cigarettes, right? So there is gas money on top of cigarette money. Let’s just assume you have to spend gas money (and wear and tear on your car) on one out of three packs. We’ll just use $1.00 as the cost to get a pack. So over the course of a year, that’s another 365 ÷ 3 x $1 = $122. Just to get cigarettes! Whereas, if you are using v2 promos, you’re not only getting health benefits due to the fact they are the safest alternative to cigarette smoking and it won’t break the bank for most people.

As a smoker you pay higher health insurance rates. While your employer may be paying for your insurance, this is still a cost to you because your employer could instead pay you a higher wage if they didn’t have to pay for insurance. And a new trend has some employers passing this higher cost on to smoking employees. Some are even testing spouses and charging extra if they smoke! As a smoker, your health insurance is probably 15% to 20% higher. As a smoker, you pay higher life insurance rates too. Smokers will pay about 100% more per year. So if a non-smoker your age could get life insurance for $250 a year, you’d pay $500.

There are other less tangible monetary costs to smoking. Many people won’t even consider buying a used car or home if the previous owner smoked in them. Another intangible cost of smoking is impaired career advancement. Many companies have begun refusing to hire smokers. Employers know that smokers cost more money than non-smokers. As a smoker you are robbing yourself and your family of thousands of dollars! Your retirement is going up in smoke. And if you need extra cash right now, cutting out cigarettes and starts using electronic cigarette online will deliver instant results.

nicole25 is based in Los Angeles, California, United States of America, and is a Reporter on Allvoices.
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