Model Lauren Scruggs has refused to accept the $200,000 offered by the plane’s insurance company whose propeller made her lose her left arm and an eye in a horrific Dec 3 incident last year and sued the company for an unspecified amount.
The 23-year-old model and fashion blogger filed court documents against Aggressive Insurance Services, the company that insured the plane responsible for her accident. The plane is owned by Shell Aviation and Michael Shell and was piloted by Curt Richmond on the night Scruggs sat in it to take a ride to see the Dallas Christmas lights. After the plane landed back, and Scruggs got off, she returned a moment later to say thanks to the pilot, but accidently walked right into the moving plane propeller.
Aggressive Insurance Services verbally offered Scruggs an amount of $200,000 - $100,000 from each policy, one covering the plane and other covering the pilot. While Aggressive argues that it offered Scruggs the maximum amount it is liable to pay to a passenger - the limit on each policy is $1 million in case of an occurrence -, Scruggs says that she is entitled to receive much more than Aggressive offered.
Scruggs also requested the court to interpret the policy covering the plane and the pilot while arguing that she should not be considered a “passenger” as defined in the terms and conditions of the insurance policy. In the policy, a “passenger” is defined as any person other than the pilot who is inside the aircraft or getting in or out of it. Scruggs says that she was not a passenger because she was neither in the plane or getting in or out of it when the accident took place. Instead, as her court document reads, “She had completed her exit from the aircraft prior to the time of the incident and was physically located on the tarmac when the incident happened. Until struck by the propeller, she was not in physical contact with the aircraft after her exit." Therefore, Scruggs has refused to accept the offer made be Aggressive, demanding an unspecified amount in damages.
What she will be entitled to receive will only be decided after the court tells whether Scruggs fits the description of a passenger as mentioned in the policy guidelines. If not, she can reap something near $1 million from each policy.